Focused on ERISA law
If your disability insurance was provided by your employer, chances are good it falls under the umbrella of ERISA. ERISA, the Employee Retirement Income Security Act, is a federal law in force since 1974 that establishes standards for insurance plans in private industry.
Amendments passed over the years have expanded and strengthened protections ERISA gives to workers in private employment.
Many employee benefit packages provided by private employers include disability insurance, a type of insurance intended to provide financial assistance to employees who are injured or disabled over time.
Two of the most important modifications to ERISA laws include COBRA and HIPAA. The provisions of ERISA laws, including COBRA and HIPAA, are best interpreted by employee benefits lawyers who relate these laws to your particular circumstances.
Bay Area San Francisco Employee Benefits Lawyer
Applying to insurance providers and employers, ERISA law restricts avenues of appeal for policyholders facing unjustly denied disability claims. Because of the complicated nature of ERISA and the overwhelming necessity of receiving compensation when injured or disabled, contacting experienced employment benefits lawyers works to your advantage despite the outlay of money required for legal assistance.
Located in Alameda, the Law Offices of Laurence F. Padway have skillfully represented disabled clients for over 30 years. Experienced in both administrative and trial advocacy settings, Mr. Padway is dedicated to protecting rights and benefits for clients placed in an adversarial position with an insurance company through no fault of their own.
Mr. Padway is uniquely qualified among employment benefits lawyers to provide the aggressive legal representation required with insurance companies. He is certified in civil trial advocacy and completing over 100 hours of continuing education annually.
If your disability claim is unjustly denied, we get your case moving through:
- Review of your complete file, including all medical records and reports
- Analysis of medical reports that fail to substantiate physical conditions like fibromyalgia or repetitive strain injury
- Evaluation of insurance company denial letter against current medical studies that might refute justifications detailed in denial letter.
- Challenge of claims that objective proof of pain has not been adequately shown
- Pursuit of your claim through arbitration and litigation in state court if needed
Insurance policies are marketed as support for unexpected turns. Being disabled changes life in unexpected ways. It should work but it sometimes does not. We can help you get the benefits you deserve.
Help with Employee Benefits Law in Northern California
Representing clients throughout Northern California, the Law Offices of Laurence F. Padway provide decisive representation and support with ERISA law to individuals involved in disability insurance disputes. To speak with a skilled ERISA lawyer, contact us or call 510.814.6100 to schedule a consultation.
